Some of us put money in a bank and try to maximize the interest rate.  According to Michael Saylor, the conventional monetary supply devalues the dollar by 15%/year, if you are so unconscious as to do this.  Then there are others who conservatively dabble in the stock or bond market.  Have you thought of, like Elon Musk , investing in Bitcoin?  The March 29/April 5, 2021 issue of Time featured this whole new world of cryptocurrency. Let me start with, What is a cryptocurrency ?  It is digital money in the form of virtual tokens or coins.   While you were economically snoozing, just during this past decade, the financial world was inundated with more than 5,000 cryptocurrencies .  Bitcoin was the first ( 2009 ) and is by far the most prominent, but there is Ethereum (2015), which does something slightly different. Bitcoin is what you're most familiar with, and the story reads like a fable, or mystery novel: If you had invested $100 in October of 2010, this is now worth $58.2 mill