We grew up believing in those statements.  To some degree, my life has unfolded with some personal effort, while overcoming disasters.  Recent events, though, have convinced me that I'm reaching a point of peak luck by pure chance.  If I don't brag about this today, as all things have a way of balancing out, I might never again be able to say that I'm the luckiest person I know. To begin, being born in Honolulu, Hawaii, the best place on Earth, in a period where the previous generation ( World War II heroes ) made it easer for me, provided the foundation for an incredible life.  Those events had nothing to do with hard work on my part. I had an uneventful youth, growing up in what was then considered to be a relatively dangerous and low class environment, Kakaako.  In reality, this was a safe neighborhood, until now, when the homeless crowd has definitely made an impact.  But today, I live in a Nuuanu cocoon, where we escaped COVID-19 ( we all had our second Moderna shot a