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HOW MUCH DO YOU MAKE?

          From Worldometer (new  COVID-19 deaths yesterday):

          DAY  USA  WORLD    Brazil    India    South Africa

June     9     1093     4732         1185        246       82
July    22      1205     7128         1293      1120     572
Aug    12      1504     6556        1242        835     130
Sept     9      1208      6222       1136       1168       82
Oct     21      1225      6849         571        703       85
Nov    25       2304    12025        620        518      118
Dec    30       3880    14748       1224       299      465
Jan     14        4142    15512        1151         189      712
Feb      3       4005    14265       1209       107      398
Mar      2       1989     9490        1726       110      194
April     6        906    11787         4211       631       37
May     4        853     13667        3025      3786     59 
June    1        287    10637         2346      3205      95
 July    7         251      8440        1595        817      411
Aug     4         656    10120        1118         532      423 
Sept   22      2228      9326          839        279     124
Oct      6       2102      8255          543        315       59
Nov    3        1436      7830         186         458       23
Dec     1       1633      8475          266        477       28
Jan     7        2025      6729         148        285      140
Feb     2        2990   12012          946        991      175
Mar     2        1778     7756          335        173        28 
         11        1022      6002         465           88       28
         18          721      5214         380           69       39
         24          649     5008        300           82       33
         31          676      4287         276           28       44
Apr     1          439      4056         290           52       12
           7          409      3554         253           44         5
          14         331       3383         158            21        16
          15         361       3369         145             5          6
          21         299      3347           86           54       65 
          27         311       2703          224          39         3
          28         247      2783          124           60        4

Summary:
  • The 7-day average numbers are continuing to decline, with exceptions.
  • #1 in new deaths yesterday was the UK with 248, USA #2 with 247 and Germany #3 with 239.
  • #1 in new cases yesterday was Germany with 119,832, #2 Italy with 69,204 and France #3 with 59,760.
  • However, consider that the U.S. population is much higher than those European countries, so on a per capita basis, we are in relatively good shape.
  • Finland, for example, had 22,541 new cases, but with a population of 5.6 million had 4009 new cases/million.  The U.S. came in with 55,692 new cases, but with a population of 334 million, came in at 167 new cases/million.  Other countries in new cases/million yesterday, showing that new hotspots are appearing in the Caribbean and South Pacific.
    • World  50
    • USA  167
      • New York  509
      • California  60
      • Vermont  630
      • Hawaii  259  (our positivity is still a little high at 9%)
      • Puerto Rico  1316  (the Caribbean is now a hotspot)
    • Germany  1427
    • Andora  4200
    • South Korea  1126
    • Japan  363
    • Taiwan  480
    • Australia  1774
    • New Zealand  1825
    • South Africa 68
    • Canada  404
    • Barbados  1440
    • Grenada  973
    • Saint Martin  4578
    • Montserrat  5400
    • St. Barth  11,200 
    • Samoa  3220
    • Tonga  1045
    • India  3  (is noted for grossly underestimating)
    • China  1
      • But they don't count the asymptomatic, which happens to be somewhere around 98%.
      • Thus their new cases/million yesterday was probably closer to 50, which is is still quite low, at less than a third of the U.S.
      • China closed more businesses and residential compounds today in Beijing.  Everyone, of course, is tracked wherever you go throughout the country.  Here is a typical text sent out in Beijing:
"Hello citizens! You have recently visited the beef noodles & braised chicken shop in Guanghui Li community," one such text read. "Please report to your compound or hotel immediately, stay put and wait for the notification of nucleic acid testing."
    • Shanghai has been locked down for a month and resentment is mounting.
    • 46 cities are in full or partial lockdown, affecting 343 million people, and these account for 89% of China's economic output.
    • You think, maybe, the leadership is overreacting?

Okay, enough of COVID.  About my topic of the day, let's say you're going to college and want to make a lot of money after you graduate.  What should be your major?  When I went to school, chemical engineers tended to have the highest starting salaries.  It was coincidental that I am a biochemical engineer.

According to U.S. News and World Report:

  • The weekly starting salary of a U.S. bachelor's degree is $1305/week, or $67,860.
  • A high school diploma only gets $781/week, or $40,612/year.
  • #1  Chemical engineering  $75,301/year
  • #2  Computer engineering $75,022
  • #3  Electrical engineering  $72,540
  • #4  Aerospace/aeronautical engineering  $71,350
  • #5  Materials engineering  $70,958
  • The next three are also engineers.
  • #9  Physics  $67.541
  • #10  Applied mathematics  $67,112
  • Hard to believe that #9 and #10 make less than the average bachelor's degree.  Why study so hard?

Fortune has another list:

  1. Computer Engineering: $74,000
  2. Computer Science: $70,000
  3. Aerospace Engineering: $70,000
  4. Chemical Engineering: $70,000
  5. Electrical Engineering: $70,000
  6. Industrial Engineering: $69,000
  7. Mechanical Engineering: $68,000
  8. Miscellaneous Engineering: $65,000
  9. Civil Engineering: $63,000
  10. General Engineering: $62,000
  11. Economics: $60,000
  12. Construction Services: $60,000
  13. Business Analytics: $60,000
  14. Finance: $60,000
  15. Physics: $55,000

Ah, but Fortune says that engineering majors earn the highest median wages at mid-career, placing chemical engineers at the top with $111,000/year.

With doctoral or professional degree:

  • #1 - #10  Physicians at $208,000
  • #12 - #14  Other doctors, with pediatricians at $177,100
  • #15  Airline pilots, copilots and flight engineers  $161,000
  • #16  Dentists  $158.900
  • #17  Computer/Information systems managers  $158,900
  • #18  Architectural/Engineering managers  $149,500
  • #19  Marketing managers  $142,200
  • #20  Judges, etc.  $141,100
  • #22  Petroleum engineers with B.S. degree  $137,300
  • #23  Podiatrist  $134,300
  • #28  Physicists  $129,900
  • #29  Pharmacists  $128.700
  • #30  Lawyers  $126,900

However, from Ty Doyle, who studied at Stanford Law School in Quora:

As of right now, the starting salary for first year associates at major firms in large US cities is $190,000; most such firms give their youngest associates a year-end bonus of $15,000, although the bonus is typically prorated since first-year associates usually don’t begin working until September or October following graduation and taking the bar exam. This means that a new BigLaw lawyer will likely make about $195,000 in their first year of work.

Just about all major firms—whether they’re located in New York or Chicago or Dallas or Atlanta or Los Angeles—have settled on the $190k starting salary. However, that doesn’t mean that there’s agreement about salaries in later years. The most competitive and expensive markets in the country, e.g., New York and San Francisco, tend to have fairly standardized “big law” salary and bonus charts that grow up to total compensation of about $400k by the time a lawyer is a senior associate (~8 years), but in other parts of the country, there’s often more “compression” of salary growth and more variation, as well. For example, you might start at $190k + $15k prorated bonus and be making $215k + $15k 4 years later, while across the street, someone is making a “New York” salary of $250k +$50k bonus.

In any event, these kinds of jobs are not just reserved for Harvard/Stanford/Yale graduates, although attending such a school makes it much easier to land one. Generally speaking, Harvard/Stanford/Yale types who can walk and chew gum at the same time can find such work, but the requirements for admission to the club increase the lower the ranking of one’s law school, and with lower-ranked schools, only the very top of the class will have a shot.

Another list for bachelor's degree averaging various media reports:

  • Engineering  $69,188
  • Computer Science  $67,539
  • Business  $57,657
  • Social Sciences $57,310
  • Humanities  $56,651
  • Agriculture  $55,750
  • Communications  $52,056
  •  

  • Music  $48,686
  • Neuroscience  $48,190
  • Various types of Arts  $41,762 -$45,613
  • Early Childhood Education  $39,097

Further:

  • 17% earn average $85,000 just after graduating.
  • 50% are stressed about finding a job today.
  • Men get more than women.
  • Males
    • bachelor's degree $900,000 more in a lifetime than a high school graduate
    • with a master's degree, $1.5 million more
  • Females
    • bachelor's degree $630,000 more in a lifetime than a high school graduate
    • with a master's degree, $1.1 million more
  • Unemployment rate
    • associate degree  2.7%
    • bachelor's degree  $2.2%
    • master's degree  2%
    • professional degree  1.6%, and earns $760,000 more than a master's holder

Here is an an interesting site from CNN Business to compare how you do relative to the average annual wage in your country, and relative to the world average.  For example, I just typed-in $100,000/year, and found that I was earning 222% more than the $44,952 average in the U.S., and 492% higher than the world average, which is $20,328.

So are wages in the USA higher than anywhere else?  No, but not bad, in average income per year:
  • #1    Monaco  $186,080
  • #2    Bermuda  $112,240
  • #3    Switzerland  $82,620
  • #4    Luxembourg  $80,620
  • #5    Norway  $78,290
  • #6    Macao  $75,690
  • #7    Ireland  $65,620
  • #8    USA  $64,530 (So how come that CNN Business comparison says that the average U.S. salary is $44,952?  This site indicates that the median household income in the U.S. in 2019 was $68,703.  Thus, the CNN version much be per person, while the numbers in this section are per household.)
  • #10  Singapore  $54,920
  • #20  New Zealand  $41,550
  • #50  Indonesia  $3,870
  • #69  Afghanistan  $500

A few words about Monaco.

  • on the French Mediterranean coastline surrounded by France.
  • Monte Carlo is their luxury town.
  • Next to the Vatican as the smallest independent state.
  • Only 39,000 people.
  • Is a constitutional monarchy.  Remember Princess Grace?  Wonder why she was not a queen?  Their monarchy has no kings and queens.
  • Property is more expensive than Hong Kong or Tokyo.
  • Unemployment rate of 2%.
  • Literacy of 99%.
  • More doctors/per capita than anywhere else.
  • Life expectancy of 89.5 years.  Japan is supposedly #1 at around 85.
  • Only a quarter are citizens.
  • No personal taxes.  Thus, the richest people live here.  Thus, the highest income in the world.

Finally, for the U.S.in 2019.

  • The median wage/hour was $19.33.  The Federal minimum wage is $7.25/hour.  Democrats are trying raise the minimum wage to $15 by 2025.  Lot's of luck trying to do that.
  • The top 1% wage earners contribute 20% to our national income.
  • There were 34 million below the poverty line.  The poverty rate was 14.8% in 2014, and dropped to 10.5% in 2019.
  • The lowest mean annual pay rate of $22,140 belongs to those preparing/serving food.  They are paid around $10/hour.
  • Doctors earn $89/hour, with anesthesiologists at $113/hour and dentists at $77/hour.  Why do anesthesiologists make the most money ($411,000/year)?  Medical training takes 12-13 years. I'm watching a Japanese TV series called Iryu, which also places them at the top of the pecking order.  However, the star (the one with the the biggest head) is a surgeon, and the lead anesthesiologist is that small face below him.
  • Average full-time female:  $47,299
  • Average full-time male:  $57,456.
  • Those 45-54 were in the highest income age group.
  • Maryland had the highest median household income, $95,572.
  • 10.3% of the population earned over $200,000.
  • 30.7% of households earned over $100,000.
  • Pew Research said that you were middle-class if your annual income ranged between $53,413 and $106,827.
  • Here is something that surprises me:
    • The average annual wage in the U.S. was $51,916.
    • The median annual wage in the U.S. was $34,248.
    • This difference is explained here:
The median wage is the wage “in the middle,” while average refers to the measure of central tendency for all the data. There is a big difference between the average and median wage data. The average numbers are higher because the distribution of workers by wage is highly skewed.

  • Surely you understand what they said.

I wish you a great weekend with some colorful birds.

- 

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