Cruise began in Seattle on October 13.  We arrive in Miami tomorrow.  However, while almost everyone else leaves the ship, we remain for another two weeks. About the presidential election in three days, I'm nervous.  The thought of Donald Trump winning and the USA losing Democracy is a feeling I've never had before.  Polls show a close race.  How close?   Go to 538  and also get concerned.  You can scroll down to track what is happening in the Senate and House races...and also moan, if you're a Democrat. Something new has been added this year, which might not be available in future years,   IT IS NOW LEGAL FOR U.S. CITIZENS TO GAMBLE ON WHO WILL WIN .   The odds seem to be set at 48-52, meaning no matter who you vote for, if you bet $50, you will win $48, plus get back the $50.  This could change. What happened? The Commodity Futures Trading Commission, which regulates financial contracts that bet on events, had consistently blocked applications to open up betting. But last

Most don't know that there is a country in South America called Guyana.  The capital and largest city is Georgetown.  The country is between Venezuela and Suriname, with Brazil to the south, and faces the Atlantic Ocean.   That is not where we are.  There is a self-governing British Overseas Territory in the Caribbean Sea called Cayman Islands, located 277 miles south of Cuba, 310 miles northwest of Jamaica and 480 miles southwest of Miami.   There are three islands, and on Grand Cayman is George Town, the capital.  City has a population of 41,000, which is half the total of the entire territory. Grand Cayman has become a haven for the rich, for no tax is charged for income earned or stored. GDP/capita is $109,684, the highest in the Caribbean.  The  World Bank , however, only says $96,074/capita, occupying 7th place in the world.  Monaco is #1 with $240,861/capita, Lichtenstein #2 $187,267, Luxembourg #3 128,259, and Cayman #7.  The USA is #12 at $81,695. This is a good reason why